For anyone who wants their money in one clear picture — in the UAE and worldwide

Your whole financial position, in one place.

Upload your bank and card statements. See your net worth, monthly cash flow, everything that's coming due and where your money leaks — calculated from your real numbers, not guessed.

No card needed · cancel any time

A year of statements in minutes

Drop your bank and card PDFs — Emirates NBD, ADCB, FAB, HSBC, Barclays and more, even password-protected ones. Every line is read and checked against the statement's balances.

Categorized for you

Spending is sorted automatically and learns from every correction you make. Card payments are recognized as transfers, not spending.

Never miss what's due

Rent, loans, school fees, service charges and off-plan installments in one 30/90/365-day view.

See where you're heading

A month-by-month cash-flow forecast built from your real income and commitments — clearly labelled as an estimate.

Built for property owners

Track off-plan payment plans, handover dates, mortgages, rent and service charges for every property you own.

Ask “what if?”

Test a new loan, a pay rise or an early repayment and see the effect on your cash and goals before you decide.

How it works

  1. 1

    Create your account

    Free for 14 days. No card needed to start.

  2. 2

    Upload your statements

    Bank and credit-card PDFs, or a CSV export. Add debts, properties and goals in a few clicks.

  3. 3

    Get your numbers

    Net worth, monthly cash flow, what's due and where money leaks — updated every time you import.

Simple pricing

Every feature on every plan. Start with 14 days free.

Monthly
AED 39 per month
  • ✓Unlimited accounts, debts, properties and goals
  • ✓PDF statement import for every UAE bank, a year at a time
  • ✓Automatic categorization that learns from your corrections
  • ✓30/90/365-day obligations and cash-flow forecast
  • ✓Scenario planner and money-leak insights
  • ✓AI assistant that answers from your own numbers
Start free trial
Yearly2 months free
AED 390 per year
  • ✓Unlimited accounts, debts, properties and goals
  • ✓PDF statement import for every UAE bank, a year at a time
  • ✓Automatic categorization that learns from your corrections
  • ✓30/90/365-day obligations and cash-flow forecast
  • ✓Scenario planner and money-leak insights
  • ✓AI assistant that answers from your own numbers
Start free trial

Questions

Is this financial advice?+

No. Personal CFO organizes the information you provide and runs transparent calculations on it. It doesn't recommend investments or products.

Do you need my bank login?+

Never. You upload statements yourself. Statement passwords are used only to open the file while it's read and are never stored.

Is my data private?+

Yes. It's encrypted, only your account can ever read it, and it's never sold or shared for advertising. You can download or delete everything from Settings at any time.

What happens after the free trial?+

Choose a monthly or yearly plan to keep adding data. If you don't, nothing is deleted — your account simply becomes read-only.

Can I cancel any time?+

Yes, in two clicks from the Billing page. You keep access until the end of the period you paid for.